What Can a Million Dollars Buy You? $1 million in a diversified portfolio could help finance part of your retirement. Share | Related Content What Smart Investors Know Smart investors take the time to separate emotion from fact. The Investment Risk No One’s Ever Heard Of You face a risk for which the market does not compensate you, that can not be easily reduced through diversification. 5 Smart Investing Strategies Getting what you want out of your money may require the right game plan.