Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.